Trading challenges are a great way to practice trading without risking real money. These programs simulate live trading conditions using virtual funds, allowing you to refine strategies, build discipline, and potentially earn real profits through profit-sharing models. Here's a quick overview of the 10 best trading challenges available for U.S. traders:
- For Traders Simulated Trading Challenge: Offers unlimited time, AI-driven feedback, and an 80% profit split. Entry fees range from $49 to $469.
- DNA Funded Challenge: Features flexible formats (Single Helix, Double Helix, Rapid Challenge) with fees starting at $49.
- Goat Funded Trader Challenge: Low-cost entry (as low as $17) with multiple formats and profit splits up to 100%.
- Hola Prime Simulated Challenge: Focuses on flexibility and consistency; details require direct inquiry.
- BrightFunded Evaluation Challenge: Two-step process with fees starting at $55 and profit splits up to 90%.
- Topstep Trading Combine: Subscription-based model starting at $49/month for a $50,000 account.
- The 5%ers Evaluation Program: Scalable accounts with a tiered subscription model and profit-sharing incentives.
- FundedNext Evaluation Challenge: Offers various formats with fees starting at $32 and profit splits up to 95%.
- AquaFunded Skip Option Challenge: Flexible with no strict deadlines; details depend on account type.
- FTMO Trading Challenge: Two-phase evaluation with fees starting at $155 and profit splits up to 90%.
These challenges cater to different trading styles, from beginners to experienced traders, offering a range of features like unlimited time, low entry fees, and flexible evaluation formats. Whether you're looking to test strategies or prepare for live trading, these programs provide a structured way to improve your skills.
Quick Comparison
| Challenge | Entry Fee Range | Simulated Capital | Profit Split | Time Limit | Key Feature |
|---|---|---|---|---|---|
| For Traders | $49 - $469 | $6,000 - $100,000 | 80% | Unlimited | AI-driven feedback |
| DNA Funded | $49 - $1,209 | $5,000 - $200,000 | 80% | Varies | Flexible formats |
| Goat Funded Trader | $17 - $399 | $5,000 - $200,000 | 80-100% | No time limit | Low-cost entry |
| Hola Prime | Varies | N/A | N/A | Flexible | Requires direct inquiry |
| BrightFunded | $55 - $975 | $5,000 - $200,000 | Up to 90% | No time limit | Weekly/bi-weekly payouts |
| Topstep Trading Combine | $49 - $149/month | $50,000 - $150,000 | N/A | Monthly | Subscription-based |
| The 5%ers | Subscription | Scalable | Varies | Flexible | Scalable accounts |
| FundedNext | $32 - $1,099 | $6,000 - $200,000 | Up to 95% | Varies | Refundable fees |
| AquaFunded Skip Option | Varies | N/A | N/A | No deadlines | Flexible approach |
| FTMO | $155 - $1,080 | $10,000 - $200,000 | Up to 90% | 30-60 days | Two-phase evaluation |
Each program offers unique benefits, so choose one that aligns with your trading style and goals.
How To Pass Any Prop Firm Challenge And Get Payouts (Step-By-Step FULL Course)
1. For Traders Simulated Trading Challenge
Looking to sharpen your trading skills this weekend? The For Traders Simulated Trading Challenge is designed to help traders of all levels hone their craft by managing virtual capital. With no deadlines to worry about, this program adapts to your pace and trading style, offering a stress-free way to focus on growth.
What makes this challenge stand out is its emphasis on risk management. It enforces strict Max Drawdown and Daily Drawdown limits, giving participants a realistic trading environment. Plus, an AI Coach evaluates your performance, providing targeted feedback to help you spot patterns and refine your decision-making skills.
Entry Fee (USD)
The challenge offers a range of virtual capital levels with entry fees that fit different budgets. Starting at just $49 for a $6,000 account, fees go up to $469 for a $100,000 account before any applicable discounts.
| Simulated Capital | One-Time Fee (One-Step Challenge, before discounts) |
|---|---|
| $6,000 | $49 |
| $15,000 | $99 |
| $25,000 | $179 |
| $50,000 | $249 |
| $100,000 | $469 |
Simulated Capital Options
Participants can choose from five virtual capital levels: $6,000, $15,000, $25,000, $50,000, and $100,000. The challenge offers several formats, including One-Step and Two-Step challenges with unlimited time, as well as One-Step STATIC and Three-Step options, giving traders the flexibility to select what works best for them.
Profit Split
Successfully complete the challenge, and you'll move on to manage a Master Account with an 80% profit split on your simulated earnings.
Time Limit
One of the program's standout features is its unlimited time limit for the One-Step and Two-Step challenges. This lets traders take their time, focus on their strategy, and progress without the pressure of a ticking clock.
2. DNA Funded Challenge
The DNA Funded Challenge is designed to accommodate a variety of trading styles and preferences, offering flexibility for traders with different timeframes and strategies. Whether you're looking for a quick evaluation or prefer a more extended period to refine your approach, DNA Funded has tailored options to suit your needs.
This challenge features three distinct formats: Single Helix (1 Phase), Double Helix (2 Phase), and the Rapid Challenge. Each format comes with specific rules and expectations while allowing traders to manage simulated capital effectively.
Entry Fee (USD)
DNA Funded uses a straightforward one-time payment system, with fees varying depending on the challenge format and the size of the account you choose. The Double Helix (2 Phase) option is the most cost-effective, starting at just $49 for a $5,000 account. On the other hand, the Rapid Challenge carries a higher fee due to its fast-paced nature.
| Challenge Type | Account Size | One-Time Fee (USD) |
|---|---|---|
| 2 Phase (Double Helix) | $5,000 | $49 |
| $10,000 | $79 | |
| $25,000 | $159 | |
| $50,000 | $289 | |
| $100,000 | $549 | |
| $200,000 | $1,079 | |
| 1 Phase (Single Helix) | $5,000 | $59 |
| $10,000 | $89 | |
| $25,000 | $179 | |
| $50,000 | $319 | |
| $100,000 | $619 | |
| $200,000 | $1,209 | |
| Rapid Challenge | $10,000 | $99 |
| $25,000 | $189 | |
| $50,000 | $329 | |
| $100,000 | $549 |
Simulated Capital
Participants can choose from six account sizes, ranging from $5,000 to $200,000. However, the Rapid Challenge starts at a minimum of $10,000. Once you select your account size and successfully qualify, your choice is locked in and cannot be altered later.
Time Limit
Each challenge format operates within a specific timeframe. The Rapid Challenge is perfect for traders who thrive under pressure, with a tight 10-day evaluation period. For those who prefer a more measured approach, the Single Helix and Double Helix formats provide longer evaluation periods, giving you ample time to demonstrate consistent trading performance without the stress of a short deadline.
3. Goat Funded Trader Challenge
The Goat Funded Trader Challenge has gained attention for its low entry costs and flexible evaluation formats. With fees starting at just $17 for a $5,000 2-Step Challenge, it offers an accessible route into prop trading without compromising on professional standards.
You can choose from several formats, including 1-Step, 2-Step (available in Goat, Standard, and Pro variants), 3-Step, Instant Funding, or Goat Blitz. Each format comes with its own profit targets, drawdown limits, and evaluation criteria, catering to a range of trading styles and goals.
Entry Fee (USD)
The platform operates on a one-time payment model, and fees are fully refundable upon completing the challenge. Discounts are already reflected in the listed prices. For instance, the 2-Step Challenge for a $5,000 account costs $17, down from $36. Similarly, the 3-Step Challenge offers a $200,000 account for $399, reduced from $665.
| Challenge Type | Account Size | Current Fee (USD) | Original Price |
|---|---|---|---|
| 2-Step (Goat) | $5,000 | $17 | $36 |
| $25,000 | $89 | $148 | |
| $100,000 | $263 | $438 | |
| 1-Step (Goat) | $25,000 | $149 | $248 |
| $100,000 | $371 | $618 | |
| 3-Step (Goat) | $50,000 | $135 | $225 |
| $200,000 | $399 | $665 |
Simulated Capital
Account sizes depend on the challenge type you select. For example, the 2-Step Challenge offers simulated accounts ranging from $5,000 to $200,000. If you’re looking for immediate access to funds, the Instant Funding option provides accounts starting at $2,500 and going up to $100,000. However, this convenience comes with higher entry fees.
Profit Split
Traders keep 80% of their profits as a standard across all challenge types, with the option to upgrade to a 100% profit split for an additional fee. This setup allows traders to retain the bulk of their earnings while the platform covers operational costs and risk management.
Time Limit
Most challenges come with no time limits. This flexibility is particularly appealing for swing traders or those who prefer a slower, more deliberate approach to meeting profit targets. Additionally, there are no monthly account maintenance fees or extra charges for holding positions over the weekend.
4. Hola Prime Simulated Challenge
The Hola Prime Simulated Challenge stands out by offering traders a chance to sharpen their skills using virtual funds. Unlike many challenges that come with a strict set of rules, this one provides a more flexible framework. However, specific details - like entry fees, profit-sharing arrangements, time limits, and account sizes - aren’t readily available. To get the most accurate and up-to-date information, it’s best to reach out to Hola Prime directly and confirm all terms before diving in.
One feature that might catch your eye is the weekend start, making it a convenient option for part-time traders. The challenge focuses on consistency and risk management, all without putting your actual money on the line. While it follows a structure similar to other trading challenges, the limited public information makes it essential to carefully verify the terms before committing. Take the time to review everything thoroughly to ensure it aligns with your goals.
5. BrightFunded Evaluation Challenge
The BrightFunded Evaluation Challenge is a two-step process designed for traders, offering simulated capital between $5,000 and $200,000. This program requires a one-time fee with no ongoing charges, making it a straightforward option for participants looking to prove their trading skills.
Entry Fee (USD)
BrightFunded’s entry fees vary by account size, as shown below:
| Account Size | Challenge Fee |
|---|---|
| $5,000 | $55 |
| $10,000 | $95 |
| $25,000 | $195 |
| $50,000 | $295 |
| $100,000 | $495 |
| $200,000 | $975 |
For those who meet specific conditions, the challenge fee may be refundable. Additionally, participants can opt for an add-on feature that guarantees a 100% refund. This add-on costs an extra 10% of the challenge fee.
Simulated Capital and Evaluation Rules
BrightFunded’s simulated capital options cater to both beginners and seasoned traders. Each account size comes with its own set of rules and profit targets, ensuring a tailored evaluation process for different levels of experience.
Profit Split and Payout Options
Traders who pass the challenge can enjoy a profit split of up to 90%, allowing them to keep the majority of their earnings.
When it comes to payouts, BrightFunded offers two flexible options:
- Weekly payouts: Available for a 25% fee.
- Bi-weekly payouts: Available for a 15% fee.
This flexibility ensures traders can choose a payout schedule that aligns with their financial goals.
6. Topstep Trading Combine
Topstep Trading Combine uses a subscription-based approach, providing access to simulated trading accounts for a monthly fee.
Entry Fee (USD)
Topstep offers three subscription levels, each tied to the size of the simulated trading account:
| Account Size | Monthly Fee |
|---|---|
| $50,000 | $49 |
| $100,000 | $99 |
| $150,000 | $149 |
This structure replaces hefty upfront costs with manageable monthly payments, making it more accessible to a range of traders.
Simulated Capital
The $50,000 account is a great starting point for beginners. Intermediate traders may prefer the $100,000 option, while the $150,000 tier caters to experienced traders looking for larger simulated capital.
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7. The 5%ers Evaluation Program
The 5%ers Evaluation Program focuses on helping traders achieve steady growth by offering scalable account levels. It’s built to support traders in expanding their accounts as they consistently meet performance and risk management expectations.
Entry Fee
One standout feature of this program is its affordable and flexible pricing. Using a tiered subscription model, it caters to traders at different experience levels. The monthly fee structure allows participants to start with a smaller amount of simulated capital and advance as they gain confidence and skill.
Simulated Capital
Traders begin their journey with a set amount of simulated capital, which depends on the account tier they select. As they meet performance milestones and stick to the program’s risk management rules, they unlock opportunities to scale their trading accounts further.
Profit Split
The program rewards consistent performance with a profit-sharing model that improves over time. This structure ensures that traders are incentivized to maintain strong results, aligning their success with the program’s growth-oriented approach.
Time Limit
Unlike other programs that impose strict deadlines, the 5%ers Evaluation Program offers a flexible timeframe for evaluation. This gives traders the freedom to fine-tune their strategies without the added stress of a ticking clock.
8. FundedNext Evaluation Challenge
FundedNext provides evaluation programs tailored to suit various trading styles. Traders can choose from three options: Stellar 2-Step, Stellar 1-Step, and Stellar Lite. Like other trading challenges, FundedNext offers a combination of flexible account choices and straightforward evaluation criteria.
One standout feature of FundedNext is its fee structure paired with a broad range of account sizes. Simulated capital options start at $6,000 and go up to $200,000, making it accessible to both beginners and experienced traders.
Entry Fee (USD)
FundedNext operates on a one-time fee model, with costs varying based on the challenge type and account size. For the Stellar 2-Step Challenge, fees begin at $59 for a $6,000 account and go up to $999 for a $200,000 account. The Stellar 1-Step Challenge offers a simpler evaluation process, with fees ranging from $65 to $1,099. Meanwhile, the Stellar Lite option has fees between $32 and $798. Importantly, all fees are fully refundable upon successful completion - except for the Stellar Instant Challenge. This refund policy helps reduce financial stress, allowing traders to focus on honing their skills.
Simulated Capital
Traders can select accounts with simulated capital ranging from $6,000 to $200,000, depending on the challenge type. FundedNext also offers specialized futures accounts, starting at $25,000 and going up to $100,000 in simulated capital.
Profit Split
Participants in the Stellar 2-Step Challenge can earn a profit split of up to 90–95%. Other challenges provide a 60% split, along with a 15% bonus to reward consistent performance as traders demonstrate their expertise.
Time Limit
FundedNext also sets practical timeframes for payouts. For example, Stellar 2-Step participants can receive their first payout after 21 days. Some programs even offer weekly payouts. Futures accounts include perks like a 10% discount on reset fees, and all standard challenges come with a free retry policy.
9. AquaFunded Skip Option Challenge
The AquaFunded Skip Option Challenge is designed to align with your trading rhythm, offering a flexible approach to showcase consistent profitability. Unlike traditional challenges with rigid deadlines or trading patterns, this one gives traders the freedom to refine their strategies in a low-pressure, risk-free environment.
Entry Fee
The entry fee depends on the account type you choose. For specific details about fees and potential refunds, refer to AquaFunded's official guidelines.
Simulated Capital
Traders can select from a range of simulated capital options, catering to both beginners and experienced traders. The platform also supports multiple trading instruments, letting you focus on your preferred markets.
Profit Split
AquaFunded provides a competitive profit split to reward consistent performance. Be sure to check their official terms for the exact profit-sharing details.
Time Limit
True to its flexible nature, the Skip Option Challenge doesn’t impose strict deadlines for evaluation. This allows traders to progress at their own pace, focusing on building sustainable and effective trading strategies without the pressure of a ticking clock.
10. FTMO Trading Challenge
The FTMO Trading Challenge is a two-phase evaluation designed to test your trading skills, focusing heavily on strategy and risk management. This challenge prioritizes consistent performance and disciplined trading, making it a great fit for traders looking to demonstrate steady profits under tight risk controls.
FTMO's approach highlights the importance of sustainable trading practices over chasing quick wins. To succeed, you must meet specific profit targets while adhering to strict drawdown limits, reflecting the realities of live trading where preserving capital is crucial.
Entry Fee
FTMO's entry fees are straightforward and performance-oriented. The fee starts at $155 for a $10,000 account and goes up to $1,080 for a $200,000 account. The best part? These fees are fully refundable once you complete the challenge and receive your first profit split.
Simulated Capital
FTMO provides simulated trading accounts ranging from $10,000 to $200,000, catering to traders with varying levels of experience. You can trade across multiple asset classes, including forex, commodities, indices, and cryptocurrencies, giving you the flexibility to focus on markets you know best. With leverage up to 1:100 for forex pairs, the platform offers enough buying power to execute a wide range of trading strategies.
Profit Split
FTMO rewards traders with an attractive profit-sharing structure. After completing the challenge, you start with an 80% profit split, which increases to 90% after your first withdrawal. This tiered system encourages consistent performance and fosters a lasting partnership with the platform.
Time Limit
The FTMO Challenge is divided into two phases, each with its own timeframe. In Phase 1, you have 30 calendar days to reach an 8% profit target (10% for high-risk profiles). Phase 2 gives you 60 calendar days to achieve a 5% profit target. This phased approach allows you to refine your trading strategy, with the second phase placing more emphasis on consistency rather than rapid growth.
Challenge Comparison Table
Here’s a quick breakdown of the For Traders simulated trading challenge. This table highlights the key details, making it easier to decide if it aligns with your trading objectives.
| Challenge | Entry Fee Range | Simulated Capital | Profit Split | Time Limit | Special Features |
|---|---|---|---|---|---|
| For Traders | $46 - $413 | $6,000 - $100,000 | 15% | Unlimited | Customizable rules, AI-driven risk management, bi-weekly payouts |
The For Traders challenge stands out with its affordable entry fees, offering virtual capital between $6,000 and $100,000. Traders benefit from a fixed 15% profit split and no time restrictions, giving them the flexibility to grow at their own pace. Features like customizable rules and AI-driven risk management enhance the experience, while bi-weekly payouts keep things rewarding.
This challenge strikes a balance between structure and adaptability, making it an excellent choice for traders looking to sharpen their skills in a simulated environment before stepping into live markets.
Conclusion
After exploring the 10 best trading challenges, it's clear these platforms offer a unique way to sharpen your trading skills without putting your capital at risk. Each challenge provides a simulated environment where you can practice recognizing market trends, refining strategies, and building discipline - all without the pressure of real money. Platforms like For Traders stand out with features such as unlimited timeframes, AI-driven risk management, and extensive educational resources.
These challenges go beyond just skill-building. Simulated trading allows you to experiment with strategies in a risk-free setting while competing with other traders, making it a practical and engaging way to grow as a trader.
When choosing a challenge, align it with your current experience and goals. For beginners, platforms offering strong educational tools - like For Traders' 12+ video trading course - are ideal. More seasoned traders might prioritize challenges with larger virtual capital or stricter profit targets to push their limits. Picking the right challenge ensures you make the most of features like weekend evaluation periods, which allow you to familiarize yourself with the platform's rules and structure before diving into active trading.
Weekend challenges are especially useful, offering a chance to ease into trading with virtual capital ranging from $6,000 to $100,000. Use this time to get comfortable with the platform and refine your approach before transitioning to more competitive scenarios. Treat these simulations as essential stepping stones toward mastering the skills needed for consistent profitability.
The discipline, risk management, and strategic thinking you develop through these challenges can significantly enhance your performance in live markets. By applying what you’ve learned, you’ll be better prepared to navigate the complexities of real-world trading with confidence.
FAQs
What should I look for in a trading challenge to match my style and goals?
When picking a trading challenge, pay close attention to key aspects like entry fees, profit targets, and drawdown limits. These should match your trading style and financial goals. It’s also worth exploring whether the platform offers educational resources, community support, and risk management tools to help you sharpen your skills.
Ensure the challenge rules align with your trading approach - whether you’re into day trading, swing trading, or long-term investing. This way, you can immerse yourself in the experience and refine your strategies in a simulated environment without risking real money.
What are profit splits in trading challenges, and how can I maximize my earnings?
Profit splits in trading challenges outline how profits are divided between you and the firm funding your trades. These splits usually range from 50% to 100%, with some firms offering higher percentages once you pass an evaluation phase. On the other hand, instant funding models tend to offer lower splits, typically around 50% to 80%.
To make the most of these opportunities, focus on effective risk management. Limit your trade exposure to 1–2% per trade and strictly follow drawdown rules, such as a 5% daily limit or an 8–12% overall limit. Additionally, work on refining your trading strategies to ensure steady returns. Tools like trade journals can help you track key performance metrics, including risk-reward ratios and drawdown levels. Consistent discipline and continuous improvement are essential for increasing your profit potential over time.
What are some tips for successfully completing a trading challenge and qualifying for a funded account?
To succeed in a trading challenge and secure a funded account, there are a few essential strategies to keep in mind. Start by creating a detailed trading plan that clearly defines your goals, risk tolerance, and entry and exit strategies. Once you have a plan, commit to following it with consistency.
Risk management is key. Use stop-loss orders and carefully limit the amount of capital you're willing to risk on each trade. This approach can help protect your account from significant losses.
Discipline is equally important - don’t let emotions dictate your decisions, especially when the market becomes unpredictable. Stick to your plan, even when it’s tempting to deviate. Remember, this challenge is not just about short-term wins but about building the skills and mindset for long-term success.
Lastly, consider connecting with a trading community. Engaging with experienced traders can offer valuable insights, help you refine your strategies, and keep you motivated throughout the challenge.