Funded trading programs in 2025 offer traders the chance to trade with firm capital instead of their own, allowing them to focus on performance while minimizing personal financial risk. These programs typically require traders to pass an evaluation process, after which they gain access to funded accounts and share in the profits. Here's a quick overview of the top programs:
- For Traders: Offers accounts from $6,000 to $100,000 with unlimited evaluation time and bi-weekly payouts.
- Topstep: Focused on futures trading, with a one-step evaluation and no profit splits - traders keep 100%.
- DNA Funded: Provides an 80% profit split (upgradable to 90%) with payouts every 14 days or weekly with add-ons.
- FundedNext: Multiple evaluation tracks with scaling opportunities for consistent traders.
- ThinkCapital: Allows traders to grow accounts from $5,000 to $1,000,000 with three evaluation options.
- BrightFunded: Starts with $400,000 funding, scalable every four months, with profit splits up to 100%.
- Apex Trader Funding: Provides accounts up to $300,000 with scaling for disciplined traders.
- The 5%ers: Features three evaluation tracks and scaling up to $4,000,000.
- MyForexFunds: Previously offered accounts up to $2,020,000 before its closure in 2023.
- FXIFY: Offers instant funding and evaluation accounts, scalable up to $4,000,000.
Each program caters to different trading styles, markets, and risk preferences, making it essential to choose based on your goals. Below is a comparison of key features.
Quick Comparison
| Program | Account Sizes | Profit Split | Payout Frequency | Markets Focused On | Max Scaling Potential |
|---|---|---|---|---|---|
| For Traders | $6K–$100K | 15% | Bi-weekly | Forex, CFDs | Not disclosed |
| Topstep | $50K–$150K | 100% (no split) | Monthly | Futures (CME) | $750K (5 accounts) |
| DNA Funded | $5K–$200K | 80%–90% | 14 days/weekly | Forex, CFDs | No cap post-stage 3 |
| FundedNext | Varies | Varies | Low threshold | Multiple | Scaling available |
| ThinkCapital | $5K–$300K | Varies | After withdrawals | Forex, CFDs | $1,000,000 |
| BrightFunded | $400K initial | 80%–100% | First payout in 7 days | Multiple | Reviewed every 4 months |
| Apex Trader Funding | $25K–$300K | Varies | Based on rules | Multiple | Manage 20 accounts |
| The 5%ers | $5K–$20K initial | Varies | Monthly | Forex | $4,000,000 |
| MyForexFunds | $5K–$300K | Varies | N/A (closed) | Multiple | $2,020,000 |
| FXIFY | $5K–$400K | Varies | Flexible | Multiple | $4,000,000 |
These programs emphasize consistent trading habits, clear rules, and scaling opportunities, making them ideal for traders looking to grow their careers without risking their own capital.
The BEST Prop Firms In 2025 (Tier List)
1. For Traders
For Traders offers a flexible way to access funded trading accounts, providing virtual capital options that range from $6,000 to $100,000. By combining education with hands-on trading, the platform caters to both beginners eager to learn and seasoned traders aiming to showcase their expertise.
Evaluation Process
At the heart of For Traders is the Trading Challenge, designed to assess your trading abilities in a structured environment. You start by selecting your preferred virtual capital amount and tailoring the challenge rules. After paying a one-time fee, you're ready to trade. One standout feature is the unlimited time limit, which encourages thoughtful, high-quality trades instead of rushing to meet deadlines. This structured approach sets a solid foundation for earning consistently.
Profit Splits and Payout Frequency
Successful traders earn a 15% profit share, with payouts distributed every two weeks. This bi-weekly schedule ensures a steady income stream, making it easier for traders to manage their finances once they've completed the challenge and transitioned to trading with funded capital.
Maximum Capital Allocation and Scaling Opportunities
For Traders offers five tiers of virtual capital accounts: $6,000, $15,000, $25,000, $50,000, and $100,000. Pricing starts at $46 for the $6K account and goes up to $413 for the $100K account. Advanced traders can explore the Premium Program, which may include additional perks and larger capital allocations. While specific details about scaling opportunities aren't publicly available, top-performing traders could potentially unlock greater benefits.
Support for Different Trading Styles and Platforms
The platform supports a variety of trading strategies, including scalping, swing trading, and position trading. Risk is managed with a standardized 5% maximum drawdown across all accounts, offering clear guidelines for traders. To help sharpen skills, For Traders provides access to over 12 video courses and e-books, along with advanced trading platforms like DXTrade, TradeLocker, and cTrader, ensuring a robust trading experience.
2. Topstep
Topstep takes a focused approach by catering exclusively to futures trading through its Trading Combine®, a one-step evaluation that tests your trading skills in simulated market conditions. Unlike other programs that cover a broader range of markets, Topstep emphasizes building consistent trading habits over merely hitting profit goals. Here's a closer look at what sets Topstep apart.
Evaluation Process
The Trading Combine is Topstep's signature evaluation system. To succeed, you'll need to hit a profit target while meeting a Consistency Target, which ensures your best trading day doesn’t account for more than 50% of your total profits toward the goal. This focus on consistency helps traders develop sustainable habits.
The evaluation can be completed in as little as eight trading days, but the minimum timeframe is two trading days due to the consistency rule. You must also avoid breaching the Maximum Loss Limit (MLL), which is calculated from your end-of-day balance and adjusts based on your account's high point. This trailing method provides flexibility during volatile trading sessions.
Keep in mind that all positions must be closed by 3:10 PM CT daily, as overnight and weekend trading isn’t allowed. Topstep limits trading to CME Group contracts, and for accounts activated after August 25, 2024, there’s no daily loss limit to worry about.
Profit Splits and Payout Frequency
Topstep operates on a monthly subscription model instead of traditional profit splits. Once you pass the Trading Combine, you’ll gain access to an Express Funded Account™ after paying a one-time $149 activation fee, regardless of account size. Monthly fees depend on the account tier:
- $50,000 account: $49/month
- $100,000 account: $99/month
- $150,000 account: $149/month
This structure ensures traders keep 100% of their profits without splitting them with Topstep.
Maximum Capital Allocation and Scaling Opportunities
Topstep offers three account tiers, each with clear profit targets and scaling potential:
| Account Size | Profit Target | Max Contracts | Drawdown | Monthly Fee |
|---|---|---|---|---|
| $50,000 | $3,000 | 5 Minis | $2,000 | $49 |
| $100,000 | $6,000 | 10 Minis | $3,000 | $99 |
| $150,000 | $9,000 | 15 Minis | $4,500 | $149 |
Experienced traders can scale further by managing up to five Express Funded Accounts simultaneously, allowing access to a combined $750,000 in capital. In regions where live funded accounts aren’t available due to broker restrictions, traders can still use Express Funded Accounts and withdraw up to $200,000 in total payouts before the program concludes. This flexibility supports a range of trading styles and strategies.
Support for Different Trading Styles and Platforms
Topstep is tailored specifically for futures traders using CME Group contracts. Whether you prefer scalping quick trades or holding positions longer with swing trading, the platform accommodates various styles, provided all positions are closed by the daily cutoff time.
New users can take advantage of a 14-day free trial to explore the platform before committing to a subscription. If you lose a funded account, Topstep offers a fast-track comeback option, allowing you to potentially pass the evaluation again in just three trading days and get back on track quickly.
3. DNA Funded
DNA Funded offers traders a profit-sharing model with an 80% default profit split, which can be increased to 90% through optional add-ons, making it an attractive choice for those seeking funded trading capital.
Trading Requirements
To be eligible for withdrawals, traders must execute trades on at least three calendar days. This simple requirement underpins DNA Funded's flexible profit-sharing setup.
Profit Splits and Payout Frequency
DNA Funded keeps its profit-sharing structure straightforward. By default, traders receive 80% of profits, but this can rise to 90% if they purchase the "Profit Split Booster" add-on. The cost of the add-on varies: 20% for the Double Helix challenge and 30% for the Rapid Challenge.
Payouts are scheduled every 14 days by default. However, traders can switch to weekly payouts by opting for the "Early Payout Booster" add-on. This add-on costs 20% for the Single Helix challenge and 30% for the Rapid Challenge, especially when combined with the profit split boost.
| Feature | Default Offer | With Add-on | Add-on Cost |
|---|---|---|---|
| Profit Split | 80% | 90% | 20% (Double Helix), 30% (Rapid) |
| Payout Frequency | Every 14 days | Every 7 days | 20% (Single Helix), 30% (Rapid) |
Withdrawals start at a minimum of $100 after the profit split is applied. Processing takes 1–4 business days, with payment options including cryptocurrency (with a 1% transaction fee) or international bank transfers (with a $50 flat fee).
Maximum Capital Allocation and Scaling Opportunities
DNA Funded imposes a profit cap of 5% of the starting balance for the first three payouts during the funded stage. After this period, the cap is removed, giving traders unlimited earning potential.
Additionally, traders can withdraw up to 40% of their requested payout amount per calendar day. Any profits exceeding this daily limit are excluded from the payout calculation, ensuring steady and manageable withdrawals.
4. FundedNext
FundedNext provides an evaluation system designed to suit traders of all experience levels, combined with a profit-sharing structure that rewards consistent performance.
Evaluation Process
FundedNext offers multiple evaluation tracks aimed at testing traders' risk management skills and profitability. Each track sets clear profit goals within a specific timeframe, challenging traders to showcase disciplined strategies. This performance-focused system lets traders choose a path that aligns with their trading style and pace, making the process both structured and adaptable.
Profit Splits and Payout Frequency
The platform operates on a profit-sharing model that prioritizes regular payouts. With a low withdrawal threshold, traders can access their earnings quickly and securely, ensuring timely rewards for their efforts.
Maximum Capital Allocation and Scaling Opportunities
Traders who consistently hit performance benchmarks can unlock access to increased capital. FundedNext’s scaling program gradually raises funding limits, offering disciplined traders the chance to manage larger accounts over time.
Support for Different Trading Styles and Platforms
FundedNext accommodates a wide range of trading methods, whether you prefer manual trading or rely on automated systems. The platform’s compatibility with various trading environments allows traders to stick with their preferred tools and strategies, keeping their trading experience personalized and efficient.
5. ThinkCapital
ThinkCapital is designed to help traders grow their accounts from $5,000 to nearly $1,000,000 through flexible evaluations and a structured scaling program. By focusing on proven trading performance, the platform increases available funds for traders who demonstrate consistent success. To cater to different trading styles and risk levels, ThinkCapital offers three evaluation challenges: Lightning, Dual Step, and Nexus, with initial funding ranging from $5,000 to $200,000.
Evaluation Process
The platform's evaluation challenges are tailored to meet various needs:
- Lightning Challenge: The quickest path to funding, ideal for traders eager to start.
- Dual Step: A more traditional two-phase evaluation process.
- Nexus Challenge: A thorough and detailed assessment for those who prefer a comprehensive approach.
Each challenge is structured to prepare traders for ThinkCapital's scaling program, which rewards consistent profitability with increased capital.
Maximum Capital Allocation and Scaling Opportunities
ThinkCapital's scaling program allows traders to grow their capital quickly. Starting with up to $300,000, traders can scale their accounts by 20% after hitting a 10% profit target. Reviews for scaling take place every three months, and traders must complete three withdrawals during each review period to stay eligible. With steady performance, traders can access a maximum capital allocation of $1,000,000, unlocking significant growth potential.
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6. BrightFunded
BrightFunded offers a standout funding platform with a flexible profit-sharing model and the ability to scale accounts without limits. Traders can access initial funding of up to $400,000 and take advantage of multiple ways to increase their profit splits while expanding their accounts.
Profit Splits and Payout Frequency
BrightFunded starts traders off with a default 80/20 profit split, but there are opportunities to boost earnings right from the start. By selecting an add-on during the challenge setup, traders can raise their profit split to 90% instantly. For those following the Scaling Plan, it’s possible to achieve a 100% profit split starting at the third scale-up.
Another benefit is the quick payout schedule. Traders can request their first payout just 7 days after securing their funded account. This allows them to access their profits without long delays, ensuring they see the results of their efforts quickly.
BrightFunded’s combination of flexible profit-sharing and fast payouts makes it an appealing choice for traders looking to maximize their earnings.
Maximum Capital Allocation and Scaling Opportunities
BrightFunded provides traders with an initial maximum capital allocation of $400,000 in the funded phase. This allocation can be divided across multiple accounts, offering flexibility in managing risk and trading strategies.
The platform’s scaling program is reviewed every four months, with account size increasing by 30% of its original value if certain conditions are met. Here’s a breakdown of the scaling criteria:
| Scaling Criteria | Requirement |
|---|---|
| Review Period | Accounts are evaluated every four months |
| Profitability | Achieve profitability in at least two of the four months, with a minimum total profit of 10% over the period |
| Payouts | Complete at least two payout transactions on the funded account |
| Positive Balance | Ensure the account balance is at breakeven or showing profit at the time of scaling |
BrightFunded’s robust scaling opportunities and high initial capital allocation make it a strong option for traders aiming to grow their accounts while maintaining flexibility in their trading approach.
7. Apex Trader Funding
Apex Trader Funding provides funded accounts ranging from $25,000 to $300,000, offering traders clear performance metrics to help them develop disciplined trading habits. The platform emphasizes accountability and progress tracking, giving traders the tools they need to work toward larger capital allocations.
Maximum Capital Allocation and Scaling Opportunities
Apex Trader Funding offers several ways to increase available capital as traders meet performance benchmarks. The simplest method involves upgrading account size based on performance. Traders who follow risk rules and manage drawdowns effectively can qualify for higher capital limits. The funded trader dashboard provides detailed qualification metrics, allowing users to track their progress toward these upgrades.
For those seeking immediate access to more capital, Apex allows traders to manage up to 20 accounts at once. Within each account, traders can scale their contract usage as their balance grows. For example, with a $50,000 account, traders start with a maximum of five contracts. Once the balance hits $52,600, they can unlock all ten contracts, effectively doubling their position size.
Support for Different Trading Styles and Platforms
Apex Trader Funding is designed to accommodate a wide range of trading strategies. Traders can run parallel evaluations, enabling them to test different methods or account types simultaneously. This flexibility helps traders find the approach that best aligns with their style.
The platform also supports both cautious and aggressive trading approaches. Conservative traders benefit from gradual contract increases and straightforward qualification metrics, while more active traders can leverage multiple accounts to diversify their strategies.
Apex's model is centered on helping traders build confidence and refine their skills. By offering progressively larger accounts to those who demonstrate consistent performance and strong risk management, the platform aims to foster long-term success.
8. The 5%ers Funded Trader Program
The 5%ers provides three distinct evaluation tracks tailored to different levels of experience and risk preferences. With a 4.8-star rating on TrustPilot and an overall score of 4.2 out of 5 from Analyzing Alpha, it’s clear that this platform has earned a solid reputation. Let’s break down what makes The 5%ers stand out, especially for both cautious and bold traders.
Evaluation Process
The 5%ers’ evaluation programs are designed to be flexible, with no minimum trading days or time constraints. They offer three options: Hyper Growth, High Stakes, and Bootcamp, each with unique profit targets and risk parameters.
- Hyper Growth Program: This single-step evaluation requires traders to achieve a 10% profit target to double their account size. It’s known for its relatively high success rate, earning a Challenge Difficulty score of 4.4/5.
- High Stakes Program: A two-step process conducted on demo accounts, this track requires traders to demonstrate profitability for at least 30 days.
- Bootcamp Program: This gradual, three-step evaluation is ideal for traders who prefer a steady approach. Each phase requires a 6% profit target while maintaining a 5% maximum loss limit. It’s particularly suited to disciplined traders.
Profit Splits and Payout Frequency
Once traders pass the evaluation, the profit-sharing process is straightforward. Monthly payouts begin when account balances reach $350,000 or $500,000. Importantly, traders can withdraw profits without disrupting their progress toward scaling milestones.
Maximum Capital Allocation and Scaling Opportunities
The 5%ers offers substantial scaling opportunities, with a maximum capital allocation of up to $4,000,000. The Hyper Growth Program is especially appealing for aggressive traders, as accounts double each time a 10% profit milestone is reached.
Traders start with evaluation capital options of $5,000, $10,000, or $20,000. From there, they can scale through eight levels. For example, a trader starting with $20,000 can progress to $40,000, $80,000, $160,000, $320,000, $640,000, $1,280,000, and ultimately reach $4,000,000.
Support for Different Trading Styles and Platforms
The 5%ers is flexible enough to accommodate various trading strategies. It allows news trading, as well as holding positions overnight and over weekends, across all programs. Each track also offers specific leverage settings to suit different trading styles. For instance, a trader named Jayson shared how the Bootcamp Program helped him refine his trading strategy.
These programs highlight the wide range of funded trading opportunities available in 2025, catering to traders with diverse goals and approaches.
9. MyForexFunds
MyForexFunds (MFF), once a prominent name in funded trading, was shut down by the CFTC in August 2023 over allegations of fraud. Despite its closure, MFF's previous structure offers a glimpse into the evolution of funded trading programs.
Evaluation Process
MFF's "Evaluation accounts" followed a two-stage evaluation process. This process took place entirely in a demo trading environment, enabling traders to showcase their skills without risking actual funds.
Traders were required to meet specific profit targets and adhere to strict rules designed to assess both profitability and risk management. This framework not only tested their trading abilities but also prepared them for the scaling opportunities the program once offered.
Maximum Capital Allocation and Scaling Opportunities
Before its closure, MFF provided traders with the potential to scale their accounts up to $2,020,000 across three distinct program types:
| Program Type | Initial Account Sizes | Scaling Opportunities | Maximum Assured Funding |
|---|---|---|---|
| Rapid | $10,000, $25,000, $50,000, $100,000 | Not available | N/A |
| Evaluation | $5,000, $10,000, $20,000, $50,000, $100,000, $200,000, $300,000 | Yes | Up to $2,020,000 |
| Accelerated | Up to $50,000 | Yes | Up to $2,020,000 |
The Evaluation program stood out for its performance-based scaling plan. Traders who demonstrated consistent profitability and sound risk management were rewarded with increased capital allocations, making it an appealing choice for those aiming to grow their trading accounts significantly.
The Rapid program provided immediate access to larger account sizes but lacked scaling opportunities. On the other hand, both the Evaluation and Accelerated programs allowed traders to grow their capital based on performance.
With MFF no longer operational, traders interested in similar opportunities should explore other compliant funding programs that offer comparable capital allocation structures.
10. FXIFY
FXIFY wraps up our list by providing traders with diverse funding options and access to significant capital. They offer evaluation accounts ranging from $5,000 to $400,000, an Instant Funding option between $1,000 and $50,000, and up to $450,000 in simulated futures capital. Successful traders have the opportunity to scale their accounts up to $4,000,000, depending on their performance. This tiered approach allows traders to select accounts based on their expertise and risk preferences.
Evaluation Process
FXIFY’s evaluation process is designed to match the flexibility of its funding options. Traders can choose from several evaluation programs:
- The 1‑Phase program offers the quickest route to funding, requiring traders to achieve profit targets and adhere to strict risk management rules within a single evaluation period.
- The 2‑Phase program takes a more traditional route, separating the evaluation into distinct assessment and verification stages.
- The 3‑Phase program includes an additional evaluation step, providing access to higher funding for those who meet the criteria.
All evaluations take place in a simulated environment, ensuring traders can demonstrate their skills without real-world financial risks. The process focuses on consistent profitability and disciplined risk management.
Support for Different Trading Styles
FXIFY accommodates a wide variety of trading styles through its flexible programs. With account sizes and funding options tailored to different experience levels and strategies, traders can select the path that best suits their needs. For those who want to skip the evaluation process, the Instant Funding option allows them to begin trading immediately.
Conclusion
The funded trading market in 2025 opens doors to capital through a variety of evaluation programs. Whether it’s For Traders’ detailed evaluation process or FXIFY’s quick access to funding, these platforms offer opportunities for both beginners and seasoned traders to showcase their skills in a simulated environment.
These programs cater to different trading styles, focusing on various markets, account sizes, and profit-sharing structures. Some are tailored for futures trading enthusiasts, while others center on forex strategies, ensuring options for traders with diverse preferences. For those seeking immediate funding, there are programs designed for quick access, while others use phased evaluations to support skill-building and gradual progression.
A key theme across these programs is risk management. The emphasis is on consistent, sustainable profitability rather than chasing big, one-time wins. This approach not only teaches traders the importance of discipline but also helps them develop habits for long-term success.
Choosing the right program depends on your trading goals, market interests, and risk tolerance. Confident traders might prefer shorter evaluations, while those looking for additional guidance may benefit from multi-phase systems. Support services, educational tools, and active communities are also important factors that can shape your experience as you work toward becoming a funded trader.
From For Traders’ structured evaluations to FXIFY’s instant funding options, these programs offer unique paths to success. Together, they highlight the evolving opportunities in funded trading, paving the way for traders to achieve their professional goals.
FAQs
What should I look for in a funded trading program in 2025?
When choosing a funded trading program in 2025, it’s important to focus on a few key factors to ensure it aligns with your trading objectives. Start with the profit splits - some programs offer up to 100% of the profits, though most strike a balance to benefit both traders and the firm. Look closely at the evaluation process as well. Whether it’s a one-step, two-step, or instant funding model, pick one that complements your trading style.
Another critical aspect is scaling options, which let you increase your account size as you demonstrate consistent performance. Don’t overlook the payout frequency - whether it’s bi-weekly or monthly, make sure it fits your financial needs. Lastly, ensure your preferred trading platform, such as MetaTrader 4, MetaTrader 5, or cTrader, is supported. The program should also have clear and trader-friendly risk management rules to set you up for success.
What are the key differences in the evaluation processes of the top funded trading programs featured in the article?
The evaluation methods among top-funded trading programs vary widely, offering traders different structures, rules, and levels of flexibility. Some programs adopt multi-stage challenges without strict time limits, allowing participants to progress at their own pace. This approach can be appealing for traders who value flexibility in meeting the program's requirements.
On the other hand, some programs use two-phase evaluations, which come with tighter rules. These typically require traders to hit specific profit targets and adhere to risk limits within a defined timeframe, adding a layer of discipline to the process.
There are also programs that use single-step evaluations, streamlining the process but often including consistency requirements or other specific conditions. These variations mean traders can select a program that best suits their personal trading style, whether they thrive on flexibility, prefer structured challenges, or seek a balanced approach.
What are the advantages and risks of joining a funded trading program?
Funded trading programs come with some clear perks. For starters, they allow traders to access substantial capital without dipping into their own savings. This means traders can take on larger positions, which opens the door to potentially higher profits. Many of these programs also work on profit-sharing models, letting traders keep a good chunk of their earnings. On top of that, participants often benefit from professional-grade trading platforms, educational tools, and the support of like-minded trading communities.
That said, there are some risks to keep in mind. These programs usually come with strict rules - like daily loss limits and mandatory stop-loss orders - that can be tough to stick to. There’s also the added pressure of meeting profit targets, which can sometimes push traders into making emotional decisions. Breaking the rules can lead to losing access to funding, so staying disciplined and following the guidelines is absolutely essential.